If you are brand new to credit card rewards, I highly recommend the Chase Freedom Unlimited Visa as it is one of simplest to understand. Simply put, you get 1.5% cash back on EVERYTHING. For example, if you spent $1,000 on your credit card you would be eligible to receive $15 cash back, in the form of credit on future statements or checks.
If you want instant gratification of cash without the confusion of figuring out the different point systems, this card is ideal. Also, these rewards do not expire while the account is active and there is no minimum to redeem for cash back.
Even if you decide to get a little more point savvy in the future, you could choose to receive Chase Ultimate Rewards points instead of cash back later. Chase Ultimate Rewards points are some of the most flexible points available and could be used for airfare, hotels, gift cards, etc.
Additionally, Chase currently offers a $150 sign up bonus if you spend $500 on the card within the first 3 months of initializing the card and another $25 when you add an authorized user that makes a purchase within the same first 3 months. And unlike many other rewards credit cards, this card has no annual fee (meaning you do not have to pay to use their credit card).
For more details and to apply, please visit:
No comments:
Post a Comment