My wife and I have several hotel credit cards. Generally we
find these great because they offer free nights annually (which covers the
annual fee) and upgrade your hotel status (which could offer free upgrades,
more points, free lounge/breakfast access). Other than sign-up offers, these
cards offer the most points when you use their credit cards at their hotels.
However, I remind you not to be blinded by brand loyalty.
Even though these hotels usually offer lower rates to its members, it is not
always the lowest rate possible.
For example, our family recently went on a trip to San
Francisco where we stayed at the San Francisco Airport Marriott Waterfront (2
nights) and San Francisco Marriott Marquis (1 night). For the Marriott
Waterfront, we paid $119 per night versus the Marriott price of $245. For the
Marriott Marquis, we paid $149 per night versus the Marriott price of $289. Overall
we paid $387 for three nights but would have paid $779 if we booked directly meaning we saved a total of $392!. I would rather save that now rather than wait and see how many possible points I could eventually accumulate.
And remember, even when you do not book directly you could
still use your existing status at many of these hotels. On our trip, we were
able to use our Marriott Gold status to access the M Lounge and its
snacks/drinks/ breakfast.
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